Just like it is in any other legal jurisdiction, San Diego has auto insurance as a compulsory requirement. It is mandatory that every driver must have this. Otherwise without proper auto insurance coverage anyone can be prosecuted for driving illegally in this city. It is a common understanding that huge traffic is the characteristic of any busy town hence with such traffic, accident rates are always on the higher side. While rural towns too may have accidents, the rate is not as high as in the highly populated cities. It is very easy to find a San Diego car accident due to the city’s huge population.
We all know that we have to be responsible for every injury we cause to any other person as well as the damages that come with it. This means therefore that a driver who is not adequately covered will find themselves in trouble if they get involved in a San Diego car accident. This will imply that they may not be in a position to cater for the costs they will have brought about. Worst of all, the law will also be against them as this is a mandatory legal requirement. You can call this a double jeopardy.
As a wise driver, you can always find a way of safeguarding yourself from all these misfortunes. You don’t have to wait for an accident to occur in order to start doing what is right. In fact, the law will not wait until you get involved in a San Diego car accident before you get arrested and get prosecuted. The assumption here is that it is not a guarantee that you will survive the accident. You may also lose your life. In this case therefore it may become difficult to hold anyone responsible for the accident especially if the other people you have affected in the course of the accident survive. At least someone has to compensate them. This is why auto insurance will come in handy and take care off. You will thus be arrested for violating the traffic laws. You must show proof of financial responsibility as well as insurance. When registering your car, proof of insurance is mandatory.
The consequences of driving a vehicle in San Diego without insurance are several. Among these is having your license suspended. This will therefore mean that you can never drive a vehicle in the city again until your case is cleared. Can you imagine being prosecuted simply for lacking insurance cover and then losing that right to drive? This is something you can easily avoid by obeying the law to the letter. Expect fines too. Some people think that fines only come when involved in San Diego car accidents. You will be fined if found driving without the insurance policy. Why would you get involved in all these legal ramifications if you can actually pay for insurance and live uninterrupted? These fines may even be higher than what you would ordinarily pay for insurance.
The minimum requirements for insurance are very much affordable. For injuries, it’s just $15,000 per person while if you choose to cater for all persons on board it is just $30,000. Property damage is catered for by at least $5,000. This is not high compared to what you would incur when you break the law and the eventual expenses you will have to incur in case of a San Diego car accident.